Time Finance
Organization
Time Finance is a UK alternative-finance provider offering lending and other funding solutions to small and midsize enterprises.
What experts have said about Time Finance
14 statements · 14 positive
Time Finance is a well-performing business with a large market and very cheap valuation.
“Time Finance, specialist finance provider, just keeps on benefiting from upgrades. It's done a really good job over the last few years. It's got a huge market to address, and valuation's dirt cheap.”
Open the episode · Investor Insights: Unveiling Market Movers & Bonkers BargainsListen at 10:35
Investors should investigate Time Finance as a potential investment.
“So we'd implore you to look at Time Finance.”
Open the episode · Investor Insights: Unveiling Market Movers & Bonkers BargainsListen at 10:55
Time Finance has substantial further upside potential.
“Still got a long way to go.”
Open the episode · IC036 So Many Bonkers Bargains Right Now – How Do We Keep UpListen at 5:12
Time Finance’s latest first-quarter trading update was positive.
“The first quarter trading update after the year-end was really positive.”
Open the episode · IC036 So Many Bonkers Bargains Right Now – How Do We Keep UpListen at 5:34
Time Finance has performed strongly and may continue delivering returns.
“it started to deliver in spades, but it took a lot of patience. And it hopefully will continue to deliver.”
Open the episode · IC036 So Many Bonkers Bargains Right Now – How Do We Keep UpListen at 5:48
Time Finance generated approximately a 253% return from the selection.
“you can get it anywhere. 253%.”
Open the episode · IC036 So Many Bonkers Bargains Right Now – How Do We Keep UpListen at 6:35
Time Finance appears attractively valued.
“It looks very good value.”
Open the episode · IC035 AIM Market Success Stories with Further Room to GrowListen at 9:21
Time Finance’s lending book has increased for thirteen consecutive quarters.
“13 consecutive quarters where its own lending book has risen.”
Open the episode · IC035 AIM Market Success Stories with Further Room to GrowListen at 9:52
Time Finance trades at slightly below ten times earnings.
“Rating based on PE multiples, just sub-10 times.”
Open the episode · IC035 AIM Market Success Stories with Further Room to GrowListen at 10:27
Time Finance’s PEG ratio is approximately 0.5, implying considerable potential growth.
“the PEG ratio, the price-to-growth ratio is only approximately 0.5. You've got a lot of growth here that could come through”
Open the episode · IC035 AIM Market Success Stories with Further Room to GrowListen at 10:33
Time Finance shares trade at less than eight times forecast earnings.
“the shares are just so cheap trading at less than, I think, 8 times forecast earnings now.”
Open the episode · IC024 Investor Insights: AIM & Small Caps Focus, Contrasting Businesses Models, Profit Warnings & Investment IdeasListen at 30:48
Time Finance shares offer excellent value.
“the shares are just fantastic value.”
Open the episode · IC024 Investor Insights: AIM & Small Caps Focus, Contrasting Businesses Models, Profit Warnings & Investment IdeasListen at 31:18
Time Finance’s arrears and net bad debts have fallen.
“they've actually fallen. Net bad debts have actually reduced as well.”
Open the episode · IC024 Investor Insights: AIM & Small Caps Focus, Contrasting Businesses Models, Profit Warnings & Investment IdeasListen at 31:28
Time Finance shares could continue performing strongly.
“it could do— continue to do a lot better.”
Open the episode · IC024 Investor Insights: AIM & Small Caps Focus, Contrasting Businesses Models, Profit Warnings & Investment IdeasListen at 31:41
Statements are attributed to the speaker as said on the episode and reflect their view at the time, not PodLume's. They are not advice.
5 episodes featuring Time Finance
Investor's Champion Podcast
Investors weigh AI bets, AIM bargains and pension policy
The discussion connects portfolio decisions with a broader question: should policy redirect pension capital, or improve the conditions facing UK companies?
Mar 16, 2025 · 27 min
Investor's Champion Podcast
Investors weigh AI winners against London market reform
The episode connects portfolio performance and AI concentration with deeper questions about UK market structure, pensions, and investor responsibility.
Dec 29, 2024 · 21 min
Investor's Champion Podcast
Deep-value investors weigh bargains against value traps
The episode shows how investors can pursue overlooked small-cap opportunities without ignoring strategy changes, weak cash generation, volatility, or diversification.
Oct 5, 2024 · 22 min
Investor's Champion Podcast
AIM’s standout winners still have room to grow
The discussion tests whether patient, diversified investors can find durable growth and aligned management in a difficult small-cap market.
Sep 28, 2024 · 22 min
Investor's Champion Podcast
Small-cap investors weigh bargains against business-model risk
The discussion tests whether cheap valuations signal opportunity or reflect deeper problems in governance, profitability, regulation, and sustainable growth.
Jun 29, 2024 · 33 min