Startup Loans

Topic

Startup loans are debt-based financing options used by aspiring or current business owners to secure the capital necessary to launch a new business, purchase an existing franchise, or fund early-stage operations. These loans are typically offered by commercial banks, credit unions, online lenders, and government-backed programs like the U.S. Small Business Administration (SBA). Because startups lack an established financial history, these loans often require personal guarantees, collateral, or strong personal credit scores.