Bryce Leske
Person
Bryce Leske is an Australian investing educator and co-host of the Equity Mates Investing Podcast. He co-founded Equity Mates with Alec Renehan, helping make investing more accessible to a broad audience.
What Bryce Leske has said on podcasts
56 statements
Australia’s population is projected to reach 39.3 million by 2065–66.
“By 2065 and 2066, we're expected to be 39.3 million people.”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 4:37
Australia’s population growth rate is expected to slow to 0.9%.
“it's set to grow at 0.9% for the foreseeable future”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 4:55
Australia’s fertility rate is projected to fall to 1.34 by 2065.
“the fertility rate by 2065 is projected to be 1.34”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 5:03
Deaths in Australia will outnumber births for the first time by the 2060s.
“by the 2060s, deaths will outnumber births for the first time”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 5:10
The number of Australians over 85 will have tripled by 2026.
“The number of Australians aged over 85 by 2026 will have tripled.”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 5:25
Australia will need a higher age for the age pension.
“It screams a higher age for the age pension.”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 5:45
Australia’s real economy is projected to more than double by 2065.
“in 2065, the real economy, so adjusted for inflation, is projected to be more than twice the size”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 6:11
Australia’s GDP per capita is expected to expand about 1.2% over 40 years.
“GDP per capita, it's expected to expand by about 1.2% over the next 40 years”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 6:20
AI may substantially increase productivity.
“AI might be a huge productivity boost”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 7:41
Canva is highly exposed to competitive pressure from AI.
“Canva for me is one which is like right in AI's crosshairs big time.”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 14:43
Retiring Australians do not need $1 million today.
“if you're retiring today, you don't need $1 million. It's not true.”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 16:33
ASFA estimates comfortable retirement savings of $730,000 for couples and $630,000 for singles.
“for a comfortable lifestyle, a couple needs $730,000 and a single person needs $630,000”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 16:52
ASFA estimates modest retirement savings of $120,000 for couples and $110,000 for singles.
“for a couple, $120,000, and a single person, $110,000”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 17:15
A 4% annual drawdown can last 30 years without exhausting assets.
“You can safely draw down 4% of your assets over and not run out of money over 30 years.”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 18:34
Australians aged 60–64 have a median super balance near $201,000.
“the median super balance for Australian aged 60 to 64 is close to $201,000”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 19:10
Australian shares returned 7.5% annually after inflation from 1900 to 2000.
“Australian shares delivered 7.5% per year after inflation.”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 22:08
Australian assets delivered 7.81% annually after inflation from 1870 to 2015.
“Australia delivered 7.81% per year after inflation.”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 22:38
Sea Limited is currently larger and more profitable than Grab in Indonesia.
“Sea Limited is kicking Grab's ass. They're profitable, they're bigger.”
Open the episode · Australia's older, slower future, how much do you need to retire & Mr Beat-Up looks at Grab HoldingsListen at 40:13
Most Fed participants expect at least one additional rate rise by year-end.
“the majority, expect at least one more rate rise by the end of the year.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 5:42
Gilmour Space is discussing a 2028 IPO with Nasdaq and NYSE.
“they've begun talks with both the Nasdaq and the New York Stock Exchange about a 2028 IPO.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 8:01
Bryce assesses Australia as broadly uncompetitive for company listings.
“We're just uncompetitive in everything.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 10:46
Australians should not rely solely on a paid-off home and age pension.
“we think there are a number of reasons why our generation of Australians and even people nearing retirement today shouldn't continue to hold that view.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 14:07
The share of Australian retirees who rent has approximately doubled over 25 years.
“The number of retirees who are renters has doubled in what, 25 years?”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 14:50
An owner-occupied house does not generate income while occupied.
“it's an asset that doesn't pay you income.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 17:25
Australia’s Home Equity Access Scheme charged 3.95% annual interest at recording.
“Reasonable interest rate of 3.95% interest a year at time of recording compounds fortnightly.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 17:36
Couples relying on the age pension need additional retirement funding beyond it.
“you do need that extra 38%.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 19:39
The Australian government can change pension asset-test rules at any time.
“the government can change them at any time.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 20:43
A prior policy intention was to raise Australia’s pension age to 70.
“the intention was to get it to 70.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 21:40
Governments will eventually tighten spending or reduce debt burdens through inflation.
“Governments at some point are going to have to start tightening their belts in a real way or they're going to have to inflate their debts away.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 22:32
Australians should use tax-effective retirement savings intended to outpace inflation.
“You want to take control of your retirement by putting money away in a tax-effective setting and make it work in a way that beats inflation.”
Open the episode · Rates rise around the world, why the Aged Pension isn't enough & Pimp my Portfolio with Owen RaskListen at 22:40
AI could cause humanity’s death in the immediate future.
“There is a strong chance that we could all die in the immediate future from the impact of AI.”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 2:18
Further supply constraints could push oil prices toward $150 per barrel.
“If supply is constrained any further, we could be back where we started 7 months ago where people were talking oil could be going $150.”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 13:46
Further oil supply constraints will increase inflationary pressure.
“This is only going to be more inflationary.”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 14:07
The ASX materials index gained 47% over the stated financial year.
“The materials index itself finished up 47%.”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 16:59
The ASX 200 growth index fell 10.25% over twelve months.
“It's down 10.25% for the last 12 months as well.”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 17:10
Life360, Hub24, Guzman and BHP are quality growth companies.
“they're obviously quality growth companies”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 21:32
Catapult appears positioned at an inflection point for potential rapid growth.
“it seems to be in the right spot.”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 23:48
ATEC is the ETF to use for broad Australian technology exposure.
“if you want to just buy Australian tech, I reckon that's the ETF for it.”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 25:57
- on Valid superannuation death-benefit nominationPositiveSep 16, 2026· Equity Mates Investing Podcast
A valid superannuation death-benefit nomination is generally legally enforceable.
“If the nomination is valid, and there are reasons why it may not be, then the trustee generally needs to require it. It's legally enforceable to that point.”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 31:53
Binding lapsing superannuation nominations usually expire after three years.
“this usually expires after 3 years”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 33:46
People should contact their fund and verify binding nomination availability and expiry type.
“contact your super, see whether they offer binding nominations, find out whether it's a lapsing or a non-lapsing nomination.”
Open the episode · AI panic, finding growth in Australia & who gets your Super when you die?Listen at 38:23
Apple’s foldable iPhone is unlikely to be a game-changing product launch.
“I'm not sure this is the, uh, this is the game-changing product launch Apple hoped it would be.”
Open the episode · Apple finally folds, Pimp My Portfolio with Henry Jennings & why $10 a week in Super mattersListen at 7:23
AI can solve problems humans have not been able to solve.
“The point for us is that AI solves something that humans haven't been able to.”
Open the episode · Apple finally folds, Pimp My Portfolio with Henry Jennings & why $10 a week in Super mattersListen at 11:00
Solving the Navier–Stokes problem cost about $10 million, making the ROI unfavorable.
“So it would have cost about $10 million to solve the problem. So the ROI not there.”
Open the episode · Apple finally folds, Pimp My Portfolio with Henry Jennings & why $10 a week in Super mattersListen at 11:26
Frontier AI labs solve difficult problems while human AI users become less capable.
“Frontier AI Labs are solving problems that humans haven't been able to solve, Humans, unfortunately, using AI are getting dumber.”
Open the episode · Apple finally folds, Pimp My Portfolio with Henry Jennings & why $10 a week in Super mattersListen at 12:26
AI is advancing medical research and drug discovery.
“We're seeing advances in like medical research and drug discovery.”
Open the episode · Apple finally folds, Pimp My Portfolio with Henry Jennings & why $10 a week in Super mattersListen at 13:29
Investors should diversify into positions resilient if AI-related assets decline.
“maybe make sure you're also contributing to some positions that, you know, will keep going if AI hits the wall.”
Open the episode · Apple finally folds, Pimp My Portfolio with Henry Jennings & why $10 a week in Super mattersListen at 24:18
The proposal would let average workers divert about $44 weekly from super for three years.
“they have said for the average worker, it'll be about $44 a week that they can divert from their super to their take-home pay over 3 years.”
Open the episode · Apple finally folds, Pimp My Portfolio with Henry Jennings & why $10 a week in Super mattersListen at 28:00
Small superannuation contributions can substantially improve retirement outcomes over a working life.
“small contributions can make a huge difference over your working life.”
Open the episode · Apple finally folds, Pimp My Portfolio with Henry Jennings & why $10 a week in Super mattersListen at 28:58
A $6,800 super contribution could grow to $170,382 over 35 years.
“Just that $6,800, that alone, 35 years later turns into $170,382.”
Open the episode · Apple finally folds, Pimp My Portfolio with Henry Jennings & why $10 a week in Super mattersListen at 31:01
Statements are attributed to the speaker as said on the episode and reflect their view at the time, not PodLume's. They are not advice.
2 episodes featuring Bryce Leske
Equity Mates Investing Podcast
Australia’s slower future tests retirement assumptions and growth bets
An ageing population, uncertain productivity gains and changing investment opportunities could reshape both national prosperity and household retirement plans.
Sep 23, 2026 · 48 min
Equity Mates Investing Podcast
AI risks, oil shocks and the superannuation decisions that matter
The episode connects emerging AI threats and energy-driven inflation with practical questions about Australian growth investing and who receives superannuation after death.
Sep 16, 2026 · 43 min