BS
Baby Step 3B
Product
by Ramsey Solutions
A stage in Dave Ramsey’s Baby Steps financial plan focused on saving for a home down payment after completing the emergency fund.
2 episodes featuring Baby Step 3B

The Ramsey Show
Financial safety starts with boundaries, not appearances
The episode shows how debt, family pressure, hidden liabilities, and risky investments can turn financial decisions into tests of trust and safety.
Sep 22, 2026 · 2h 9m

The Ramsey Show
Ramsey hosts put financial peace ahead of quick fixes
The episode shows how shared goals, cash-flow discipline, and personal responsibility shape decisions from marriage and debt to retirement and housing.
Aug 14, 2026 · 2h 8m
